OnlyPlans

Your first week is on us

Find every recurring charge, cancel what you don't use, and grow into budgets, goals, and retirement planning—all in one place.

Plus

Full money management for up to 4 people.

Free for 7 days

$12.42/month after, billed $149

Everything in Core, plus

  • Shared budgets & goals
  • Role-based household access
  • Up to 4 household members

Free 7-day trial, then $149/year. Cancel in settings before trial ends. Payment method required.

Premium

Retirement forecasting for your whole household.

Free for 7 days

$14.08/month after, billed $169

Everything in Plus, plus

  • Retirement projections
  • What-if scenario planning
  • Long-range forecasting tools

Free 7-day trial, then $169/year. Cancel in settings before trial ends. Payment method required.

Business Add-on

Track rental & business income on any Plus or Premium plan.

$8.25/month after, billed $99

Stacks on Plus or Premium

  • Business & rental income streams
  • Income summaries in reports
  • Tax-prep friendly exports

$99/year. Cancel anytime in settings. Payment method required.

Compare plans

Core includes 2 bank connections and basic transactions. Upgrade to Plus for unlimited institutions, budgets, reports, and rules — or Premium for forecasting and Business for income tracking.

OnlyPlans plan feature comparison
FeatureCore$49/yrPlusMost popular$79/yrPremium$169/yrBusiness$99/yr
Plans & sharing
People covered11–41–4Add-on
Role-based access (read / write)Not includedIncludedIncluded
Shared budgets & goalsNot includedIncludedIncluded
7-day free trialIncludedIncludedIncludedNot included
Subscriptions & bills
Auto-detect recurring chargesIncludedIncludedIncluded
Price increase alertsIncludedIncludedIncluded
Free trial ending alertsIncludedIncludedIncluded
Cancellation step-by-step guidesIncludedIncludedIncluded
Savings recommendationsIncludedIncludedIncluded
Bill calendar & paycheck cashflowIncludedIncludedIncluded
Money management
Connected institutions2UnlimitedUnlimited
Transactions (view & categorize)IncludedIncludedIncluded
Custom categorization rulesNot includedIncludedIncluded
Transaction splittingNot includedIncludedIncluded
Receipt scanningNot includedIncludedIncluded
Budgets & goal trackingNot includedIncludedIncluded
Net worth & investment holdingsNot includedIncludedIncluded
Spending, cashflow & Sankey reportsNot includedIncludedIncluded
CSV importNot includedIncludedIncluded
Planning
Retirement & what-if forecastingNot includedNot includedIncluded
Business & rental income trackingNot includedNot includedNot includedIncluded
Alerts & trust
Weekly email recapNot includedIncludedIncluded
Sync failure & disconnect alertsIncludedIncludedIncluded
Read-only bank access via PlaidIncludedIncludedIncluded
Ad-free · we never sell your dataIncludedIncludedIncluded

Plus Household is $149/yr for up to 4 members. Business Add-on requires an active Plus or Premium base plan.

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